By David A. Fernandez | Published May 17, 2022 | Posted in Firm News | Tagged Tags: Lawyers of Distinction | Leave a comment
Houston debt defense litigation attorney David A. Fernandez has been admitted for 2022 membership to the Lawyers of Distinction, a roster of elite attorneys nationwide who stand out based on high achievement and recognition by their peers. This honor is bestowed on the top 10 percent of lawyers in the country by practice area, and Read More
Read MoreMany debt problems result from temporary situations where underlying financial problems arise from something out of the debtor’s control. A job loss, divorce, medical crisis or home repair might set you back for a few months or even longer. When the situation normalizes, you’re able to meet your obligations once again, but what about the Read More
Read MoreThere are varied ways to deal with debt problems and several different measures that might be taken as you look to regain financial stability. However, if you lack a proper understanding of your options, you might not be doing everything you can to get back on your feet. Many people facing heavy debt ask whether Read More
Read MoreCredit repair, if handled right, can be an effective tool for rebuilding your reputation as a borrower. But if it doesn’t work out — whether you tried it yourself or used a credit consultant — you may find yourself still saddled by a negative credit history that’s keeping you from buying a house, getting a Read More
Read MoreAn individual’s credit score is based on information compiled in periodic reports issued by the three big credit reporting agencies. The problem for many people is that their credit reports contain incorrect or improper information. If this happens to you, there are remedies available, known as credit repair and restoration. These are methods of disputing Read More
Read MoreTexas law protects homeowners from certain debt collection practices. One of the protections is the “homestead exemption,” which in general prohibits a creditor from forcing the sale of a debtor’s home to collect on a debt. If a creditor nevertheless takes action against homestead property, the debtor has legal remedies available. When a creditor sues Read More
Read MoreOverwhelming medical bills have long been major causes of financial hardship and the problem has worsened during the pandemic. A summer 2020 survey showed that 46 percent of respondents had outstanding medical bills and 56 percent had medical debt sent for collection at some point in their lives. Medical debt is a driving factor in Read More
Read MoreMany people fear that filing for bankruptcy will be a permanent black mark on their credit rating. They may avoid bankruptcy in the hope that they will be able to salvage their creditworthiness but instead end up digging themselves further into a financial hole. In truth, a bankruptcy filing has only a temporary effect, and Read More
Read MoreDuring the recession caused by the pandemic, you probably received some sort of benefit from the government, such as stimulus checks, paused student loan payments or housing-related assistance. But you may still be experiencing financial hardship because of COVID-19’s impact on the economy. If so, you should consider taking advantage of additional debt relief options Read More
Read More