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2190 N. Loop West, Suite 102 | Houston, Texas 77018
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Houston Debt Defense Litigation Attorney Fights for Your Rights


Facing a credit card or debt collection lawsuit is a frightening experience. It feels like your debt keeping growing, and that the angry letters and harassing phone calls will never stop. When you’re angry with collectors or scared about your future, you want an attorney who will defend you relentlessly in the courtroom. You want an attorney who won’t back down. At Law Office of David A. Fernandez, P.C., we do more than just put an end to creditor harassment: we create solutions to your problems. We go to court to win on your behalf. When you’re ready to take back control of your life, David Fernandez fights for you in court.


Consumers are often unaware that creditors and third party creditors have inadequate records to prove their case.  At the Law Office of David A. Fernandez, PC we strive to keep business records out of evidence.   When we are successful the creditor dismisses the case.  See our Case Results for list of 2012 closed case results. Being in debt is difficult enough without dealing with the complexities of a lawsuit. You may be suffering at the hands of ruthless agencies that ignore the debt collector laws in Texas. At the Law Office of David A. Fernandez, P.C., you receive the help of Houston consumer law attorneys who treat you with the respect you deserve, while tirelessly defending you both in and out of court. We always fight for an outright dismissal of your debts. When a full dismissal isn’t possible, we negotiate your debt settlement to ensure that you pay the least amount of money possible on that debt.
practice areas

Tackling your debt outside the courtroom

Our lawyers won’t rest until they resolve your issue in the best possible way for you. David Fernandez has spent more than 18 years offering rigorous legal assistance for clients facing legal problems. At his firm, we believe that there is a solution for every problem.  We also believe that offering you a variety of services makes it easier for you to pursue the best options for your case.

Debt defense
  • Credit card collection suits
  • Debt collector suits
  • Debt negotiation
  • Commercial debt restructuring
  • Handling medical debt
  • Judgment defense
Chapter 7 bankruptcy
  • The process
  • The exemptions
Fair Debt Collection Practices Act / Telephone Consumer Protection Act
contact us today!

Schedule your free telephone consultation with a Houston debt defense attorney

At the Law Office of David A. Fernandez, P.C., we focus on your needs first. We are always prepared to protect your interests in court. To make an appointment with a reputable lawyer in our uptown Houston office, contact our firm by phone at (713) 893-8509 or online.
Our Recent Lawsuits Filed Against Creditors
  • "MC vs. Conn's" - $553,000

  • "LC vs. Conn's" - $1,026,000

  • "AR vs. Conn's" - $778,500

  • "BB vs. Conn's" - $672,000

  • "GD vs. Conn's" - $636,000

In the News
  • Texas woman receives a $17,000 bill for a 2-mile ambulance ride

    HOUSTON, TX - Some rides can be very, very expensive. What started as a fun weekend with the gal pals in Galveston, ended in more than a big headache...

  • David A. Fernandez, Attorney Of The Month

  • "David Fernandez won my case against Midland Funding. What a relief. Thanks so much" - Anthony

  • "David fought multiple of our suits and won when every other lawyer said it wasn’t possible. So thankful for his services" - Jennifer

  • "This guy is the BEST Lawyer I've ever hired. I've been in business for over 46 years and have NEVER won a lawsuit until now! Highly Recommended" - Ron

  • "Mr. Fernandez was the best! He took care of me when my own company's lawyers program did not. I will always recommend him" - Linda

  • "Mr. Fernandez goes above and beyond to help his clients. I highly recommend his law office." - Lorie A.


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