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Creating options and solutions for your debt defense needs.

Areas of Practice

Areas of Practice

Relentless Defense,Reputable Advice, Responsive Service

Houston Debt Defense Litigation Attorney Fights for Your Rights

Vigorous defense against debt collection lawsuits in Texas

Facing a credit card or debt collection lawsuit is a frightening experience. It feels like your debt keeping growing, and that the angry letters and harassing phone calls will never stop. When you’re angry with collectors or scared about your future, you want an attorney who will defend you relentlessly in the courtroom. You want an attorney who won’t back down.

At Law Office of David A. Fernandez, P.C., we do more than just put an end to creditor harassment: we create solutions to your problems. We go to court to win on your behalf. When you’re ready to take back control of your life, David Fernandez fights for you in court.

Our goal is always an outright dismissal of your debts

Consumers are often unaware that creditors and third party creditors have inadequate records to prove their case.  At the Law Office of David A. Fernandez, PC we strive to keep business records out of evidence.   When we are successful the creditor dismisses the case.  See our Case Results for list of 2012 closed case results.

Being in debt is difficult enough without dealing with the complexities of a lawsuit. You may be suffering at the hands of ruthless agencies that ignore the debt collector laws in Texas. At the Law Office of David A. Fernandez, P.C., you receive the help of Houston consumer law attorneys who treat you with the respect you deserve, while tirelessly defending you both in and out of court. We always fight for an outright dismissal of your debts. When a full dismissal isn’t possible, we negotiate your debt settlement to ensure that you pay the least amount of money possible on that debt.

Tackling your debt outside of the courtroom

Our lawyers won’t rest until they resolve your issue in the best possible way for you. David Fernandez has spent more than 18 years offering rigorous legal assistance for clients facing legal problems. At his firm, we believe that there is a solution for every problem.  We also believe that offering you a variety of services makes it easier for you to pursue the best options for your case.

Debt defense

  • Credit card collection suits
  • Debt collector suits
  • Debt negotiation
  • Commercial debt restructuring
  • Handling medical debt
  • Judgment defense

Chapter 7 bankruptcy

  • The process
  • The exemptions

Fair Debt Collection Practices Act / Telephone Consumer Protection Act

Schedule your free telephone consultation with a Houston debt defense attorney

At the Law Office of David A. Fernandez, P.C., we focus on your needs first. We are always prepared to protect your interests in court. To make an appointment with a reputable lawyer in our uptown Houston office, contact our firm by phone at (713) 893-3244 or online.