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How the COVID-19 Pandemic Affects Your Pending Bankruptcy Proceeding

Every part of the country has been affected by the coronavirus. Like restaurants, arenas and other locations where people assemble for business or pleasure, most courts have been closed. If you are in the midst of a bankruptcy proceeding, your case might be delayed, handled telephonically or be otherwise disrupted due to the pandemic. Furthermore, Read More

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How to Manage Your Credit During the Coronavirus Outbreak

The COVID-19 pandemic has dealt a double-edged blow to the U.S. economy. More than 30 million workers filed for unemployment benefits during the first two months that the coronavirus gripped the country. Although no one could have predicted such a national economic crisis, there are some prudent measures you can take to manage your credit, Read More

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Could the COVID-19 Pandemic Lead to the End of Medical Bankruptcy?

In the middle of an election year where healthcare is already a hotly debated issue, the COVID-19 pandemic has stirred further discussion about whether major changes are necessary. During the Democratic presidential primary, the concept of Medicare for All split the candidates. While the candidate who promoted that concept has since dropped out of the Read More

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David Fernandez is One of America’s Top 100 Civil Defense Litigators

David Fernandez is One of America’s Top 100 Civil Defense Litigators David was chosen due to his stellar results and litigation experience as well as his reputation in the community and with peers.  Less than half of a percent (0.5%) of attorneys in the United States receive this honor. To learn more about the award Read More

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The Most Common Causes of Bankruptcy

Many people may believe that bankruptcy usually occurs because of excessive spending and financial mismanagement, but this could not be further from the truth. The vast majority of bankruptcy petitioners are financially responsible people who find themselves in a financial bind after a run of bad luck that could have happened to anyone. Medical bills Read More

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Stop Those Collection Calls!

If you are having difficulty paying your bills, that headache is only compounded by creditors who constantly call for payment. The immediate benefit to filing for bankruptcy is that those calls and letters must stop. Bankruptcy laws prohibit creditors from contacting you to seek payment. This breath of fresh air is what the bankruptcy laws Read More

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File For Chapter 7 Bankruptcy And Keep Your Retirement Savings

Most people work hard to plan for retirement by setting aside money in specified retirement funds. Whether you have savings in an IRA, 401(k), 403(b) or 457 Plan, the purpose remains the same: to provide accessible resources for a time when you are ready to stop working due to your age or disability. To encourage Read More

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Will I Have To Go To Court?

A court setting is formal and intimidating to people who do not regularly go to court or appear before a Judge. Bankruptcy Court is a federal court, making it all the scarier to people. This is especially true when you are already dealing with the overwhelming instance of financial uncertainty. When you file for bankruptcy, Read More

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Is Bankruptcy For Me?

During these tough economic times, many Americans are experiencing an inability to meet their obligations as they become due. Whether the inability is due to a loss of job, illness, the requirement to take a lesser salary, divorce or another change in your economic health, you do have options. As more and more people find Read More

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Bankruptcy and Your Security Clearance

Many people know they need to file for bankruptcy but always seem to have an excuse for not reaching out to a Chapter 7 attorney in Houston. Nearly all of these excuses come down to fear: I am afraid that bankruptcy will ruin my credit score I am afraid that my boss will find out Read More

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