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Debt Negotiation & Settlement

Houston Debt Negotiation Attorney Helps Relieve Financial Distress

Relentlessly pursuing debt relief through negotiation and settlement

Many people believe that hiring a debt negotiation company can relieve them of the burden of increasing debts and penalties. Sadly, these companies often take your money and ignore your creditors, leaving you in even worse financial shape than when you started. For effective legal debt negotiation, speak with a lawyer from the Law Office of David A. Fernandez, P.C. We’re prepared to take on even the most persistent creditors, and dedicated to help you reduce both your debt and your stress levels.

Understanding the basics of debt negotiation

When you accumulate too much debt, you may be able to negotiate with your creditors. If your creditors are unwilling to work with you, you may wish to speak with an attorney. Debt negotiation — done through legal channels — may allow you to pay back less than you originally owed by removing unsecured debt. Our debt defense attorneys may be able to eliminate:

  • Medical bills
  • Credit card debt
  • Personal loans
  • Cell phone bills
  • Accumulated interest
  • Additional fees

If you’re in need of debt settlement in Houston, our attorneys can help. At the Law Office of David A. Fernandez, P.C., we work with you step by step on designing a negotiation plan that works for you.

Hiring our firm produces a number of benefits

The benefits of hiring a debt collections defense attorney far outweigh any perceived benefits of handling the situation on your own. Debt negotiation is a complex area of consumer law, and is best approached by a professional. At the Law Office of David A. Fernandez, P.C. our Houston debt settlement lawyers are:

  • Highly qualified. We have been practicing debt defense for more than 20 years, and we have the success rate to prove our worth. We know the laws inside and out and can use them to your advantage against collectors.
  • Fiercely protective. You’re more than just a client to us. You’re a person who relies on us to help. We fight for you inside and outside of courtrooms to protect your financial future.
  • Authoritative. Creditors know that experienced debt defense professionals have a greater knowledge of their laws than you do. Therefore, we may be able to eliminate a greater percentage of your debt for you.

When it comes to debt settlement, Houston attorney David A. Fernandez has the skills needed for successful negotiations.  We take a personal interest in every client we serve, giving you the assurance that you matter.

See what an accomplished debt negotiation lawyer can do for you

Some debt settlement companies may not be legitimate. When you want experienced assistance for negotiating your debt, the attorneys of the Law Office of David A. Fernandez, P.C. can help. Call our firm at 713-893-8509 or contact us online to schedule your free initial phone consultation.

Our Recent Lawsuits Filed Against Creditors
  • "MC vs. Conn's" - $553,000

  • "LC vs. Conn's" - $1,026,000

  • "AR vs. Conn's" - $778,500

  • "BB vs. Conn's" - $672,000

  • "GD vs. Conn's" - $636,000

  • "David Fernandez won my case against Midland Funding. What a relief. Thanks so much" - Anthony

  • "David fought multiple of our suits and won when every other lawyer said it wasn’t possible. So thankful for his services" - Jennifer

  • "This guy is the BEST Lawyer I've ever hired. I've been in business for over 46 years and have NEVER won a lawsuit until now! Highly Recommended" - Ron

  • "Mr. Fernandez was the best! He took care of me when my own company's lawyers program did not. I will always recommend him" - Linda

  • "Mr. Fernandez goes above and beyond to help his clients. I highly recommend his law office." - Lorie A.

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  • David A. Fernandez, Attorney Of The Month

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