Search Site
Menu
2190 N. Loop West, Suite 102 | Houston, Texas 77018
CALL FOR A CONSULTATION | SE HABLA ESPAÑOL 713-893-8509
Credit Repair

Houston Attorney Helping You Repair Your Credit

Improve your score with guidance from a knowledgeable Texas lawyer

Being aware of your credit score is a useful way to control your finances and avoid debt. If your credit report contains old or inaccurate information, that could affect other aspects of your life. With the help of the Law Office of David A. Fernandez, P.C., you can repair your credit and improve your economic situation.

Why should you repair your credit?

A low credit score can negatively impact your entire life. Your credit report shows any bankruptcy filings, foreclosures, and tax liens. This information can be seen by creditors, landlords or employers. If your credit score is still reflecting old or inaccurate information, you need to update it. Anything that legitimately should be on your report must remain, but there may be information on there that is no longer relevant to your situation. A skilled Houston debt defense attorney at our firm can help you review your credit report to determine if it is accurate.

What steps do you need to take to repair your credit?

There are some important steps you need to take to start repairing your credit report:

  • Get copies of your reports. Once every year, you should request a copy of your reports from the credit reporting companies.
  • Review your reports. Have an attorney review your report to ensure that everything in them accurately reflects your current financial situation.

Attorney Fernandez is well versed in assisting individuals with repairing their credit and works with you to achieve the best possible result.

Should you work with a credit repair company?

Credit repair companies claim that they can fix your credit, but they will often overcharge you for their services. These companies also often give people bad advice or encourage them to engage in illegal activities to improve their credit. Your best option is to consult with a seasoned attorney who will advise you on the proper, and legal, measures to take to improve your credit.

How can an experienced attorney help?

While it is possible to clean up your credit report on your own, it is helpful to have an attorney on your side. A credit repair lawyer can help you throughout the process by doing the following:

  • Reviewing your reports to help you identify errors
  • Working with you to determine solutions to fixing those errors
  • Negotiating on your behalf with credit reporting agencies to remove wrong or outdated information
  • Negotiating settlement amounts with your creditors
  • Advocating for you if a creditor files a lawsuit against you

We understand creditors and know how to deal with them. Use our extensive experience to your advantage. We are prepared to help you repair your credit.

Get help from an experienced Houston credit repair attorney today

When you need to clean up your credit in Texas, consult the Law Office of David A. Fernandez, P.C. To schedule an appointment at our uptown Houston office, call us at 713-893-8509 or contact us online today. We offer free initial telephone consultations.

Our Recent Lawsuits Filed Against Creditors
  • "MC vs. Conn's" - $553,000

  • "LC vs. Conn's" - $1,026,000

  • "AR vs. Conn's" - $778,500

  • "BB vs. Conn's" - $672,000

  • "GD vs. Conn's" - $636,000

In the News
  • Texas woman receives a $17,000 bill for a 2-mile ambulance ride

    HOUSTON, TX - Some rides can be very, very expensive. What started as a fun weekend with the gal pals in Galveston, ended in more than a big headache...

    VIEW ARTICLE
  • David A. Fernandez, Attorney Of The Month

    VIEW ARTICLE
Reviews
  • "David Fernandez won my case against Midland Funding. What a relief. Thanks so much" - Anthony

  • "David fought multiple of our suits and won when every other lawyer said it wasn’t possible. So thankful for his services" - Jennifer

  • "This guy is the BEST Lawyer I've ever hired. I've been in business for over 46 years and have NEVER won a lawsuit until now! Highly Recommended" - Ron

  • "Mr. Fernandez was the best! He took care of me when my own company's lawyers program did not. I will always recommend him" - Linda

  • "Mr. Fernandez goes above and beyond to help his clients. I highly recommend his law office." - Lorie A.

  • Martindale 2018 AV Rated Logo
    Martindale 2018 Client Champion Award Logo
    Lead Counsel Seal Logo
    2018 America's Top 100 Civil Defense Litigators Logo
  • Martindale 2018 AV Rated Logo
  • Martindale 2018 Client Champion Award Logo
  • Lead Counsel Seal Logo
  • 2018 America's Top 100 Civil Defense Litigators Logo
Contact us

Quick Contact Form