Houston Attorney Helping You Repair Your Credit
Improve your score with guidance from a knowledgeable Texas lawyer
Being aware of your credit score is a useful way to control your finances and avoid debt. If your credit report contains old or inaccurate information, that could affect other aspects of your life. With the help of the Law Office of David A. Fernandez, P.C., you can repair your credit and improve your economic situation.
Why should you repair your credit?
A low credit score can negatively impact your entire life. Your credit report shows any bankruptcy filings, foreclosures, and tax liens. This information can be seen by creditors, landlords or employers. If your credit score is still reflecting old or inaccurate information, you need to update it. Anything that legitimately should be on your report must remain, but there may be information on there that is no longer relevant to your situation. A skilled Houston debt defense attorney at our firm can help you review your credit report to determine if it is accurate.
What steps do you need to take to repair your credit?
There are some important steps you need to take to start repairing your credit report:
- Get copies of your reports. Once every year, you should request a copy of your reports from the credit reporting companies. You can do so by registering with one of the credit monitoring services listed here:
- Review your reports. Have an attorney review your report to ensure that everything in them accurately reflects your current financial situation.
Attorney Fernandez is well versed in assisting individuals with repairing their credit and works with you to achieve the best possible result.
Should you work with a credit repair company?
Credit repair companies claim that they can fix your credit, but they will often overcharge you for their services. These companies also often give people bad advice or encourage them to engage in illegal activities to improve their credit. Your best option is to consult with a seasoned attorney who will advise you on the proper, and legal, measures to take to improve your credit.
How can an experienced attorney help?
While it is possible to clean up your credit report on your own, it is helpful to have an attorney on your side. A credit repair lawyer can help you throughout the process by doing the following:
- Reviewing your reports to help you identify errors
- Working with you to determine solutions to fixing those errors
- Negotiating on your behalf with credit reporting agencies to remove wrong or outdated information
- Negotiating settlement amounts with your creditors
- Advocating for you if a creditor files a lawsuit against you
We understand creditors and know how to deal with them. Use our extensive experience to your advantage. We are prepared to help you repair your credit.
Build your credit with a secured credit card
Use Your Card Anywhere
By enrolling through the Law Office of David A. Fernandez P.C. sponsored profile all your processing fees are waived on your deposit to open your Credit Builder Card!
Your secured credit card will be issued by MasterCard through our law firm and gives you the freedom to make purchases with your card everywhere MasterCard is accepted.
Get help from an experienced Houston credit repair attorney today
When you need to clean up your credit in Texas, consult the Law Office of David A. Fernandez, P.C. To schedule an appointment at our uptown Houston office, call us at 713-893-8509 or contact us online today. We offer free initial telephone consultations.
