Ever since Americans first arrived in the 1820s, Texas has been known as a place that is very friendly to debtors and consumers. A great number of Texas debt defense lawyers are proud to uphold that tradition.
Houston debt defense attorneys have been busy in the wake of the landmark National Mortgage Settlement, which exposed “robo-signing” and other shadowy collections activities. Moneylenders and debt-buyers have been forced to seek other ways to wring money from unsuspecting consumers. Some states are taking aggressive action against debt collectors. For example, in California, the proposed Fair Debt Buying Practices Act would require debt-buyers to provide written proof that they have authority to collect a debt, as well as the amount owed.
Texas debt defense lawyers do not need to wait for the legislature to act ― in fact, the rest of the country seems to be just catching up with Texas. The practices that California wants to outlaw have been illegal in Texas for years:
If you are having issues with a debt-buyer, contact The Law Office of David Fernandez, P.C. to schedule your confidential consultation.
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