Houston debt collections defense attorneys have a very important job, as they are often the only barrier between you and the moneylenders. Although, at the end of the day, there is very little adverse action that a moneylender or debt-buyer can take against you in Texas, a debt collection lawsuit is nothing to ignore.
While there is a distinction between a hard-luck story and a debt collector lawsuit defense in Texas, many times a legal defense is available to you. Even if your Houston debt collections defense attorney is unable to “defeat” the lawsuit against you, your attorney can use the defense as leverage to reduce the amount you have to repay. Especially in cases where the plaintiff is a debt-buyer, a defendant may be able to settle his or her debt for pennies on the dollar. Some common defenses include:
If you have been sued over an old debt, whether or not you think the lawsuit is meritorious, contact The Law Office of David A. Fernandez, P.C. to schedule your confidential consultation.
"MC vs. Conn's" - $553,000
"LC vs. Conn's" - $1,026,000
"AR vs. Conn's" - $778,500
"BB vs. Conn's" - $672,000
"GD vs. Conn's" - $636,000
"David Fernandez won my case against Midland Funding. What a relief. Thanks so much" - Anthony
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