When and How Can I Eliminate Old Items from My Credit Report?

By David A. Fernandez | Published March 30, 2022 | Posted in Credit Repair | Tagged Tags: credit repair, credit report, debt relief | Leave a comment

Many debt problems result from temporary situations where underlying financial problems arise from something out of the debtor’s control. A job loss, divorce, medical crisis or home repair might set you back for a few months or even longer. When the situation normalizes, you’re able to meet your obligations once again, but what about the Read More

Do’s and Don’ts of Getting a Loan During Credit Repair or Restoration

By David A. Fernandez | Published February 28, 2022 | Posted in Bankruptcy | Tagged Tags: credit rating, credit repair, personal loan | Leave a comment

Improving your credit rating involves taking positive actions that demonstrate to creditors that you are a good borrowing risk. Getting a personal loan can be an effective part of the strategy, since it allows you to establish a sound record of repayment. But you may also be in the process of repairing or restoring your Read More

How Long Does Credit Repair and Restoration Take?

By David A. Fernandez | Published January 30, 2022 | Posted in debt defense | Tagged Tags: credit repair, credit report, credit score | Leave a comment

An individual’s credit score is based on information compiled in periodic reports issued by the three big credit reporting agencies. The problem for many people is that their credit reports contain incorrect or improper information. If this happens to you, there are remedies available, known as credit repair and restoration. These are methods of disputing Read More

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In the News

Texas woman receives a $17,000 bill for a 2-mile ambulance ride

HOUSTON, TX - Some rides can be very, very expensive. What started as a fun weekend with the gal pals in Galveston, ended in more than a big headache...

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David A. Fernandez, Attorney Of The Month

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